K. P. Chandran – Life Insurance Corporation, Star Health, United India & LIC Housing Finance Advisor

Office Address

LIC PREMIUM POINT
M M ROAD PILATHARA
PO. PILATHARA, DT. KANNUR 670504

Phone Number

9447035472
8848656959

Email Address

kalasaparambil@gmail.com

Motor Insurance

🛡️ Driving with Confidence: A Look at United India Motor Insurance

🌟 United India Motor Insurance: Secure Your Drive 🚗

 

United India Insurance Company (UIIC) offers a steadfast shield for your vehicle, ensuring that unforeseen events on the road don't translate into significant financial burdens. As a reputable public sector insurer, UIIC provides reliable and comprehensive motor insurance policies tailored for cars, bikes, and commercial vehicles.

 

Comprehensive Coverage Options

 

UIIC's motor plans are broadly categorized to meet both legal requirements and extensive protection needs:

  • 1. Third-Party Liability Policy:
    • Mandatory: Required by law (Motor Vehicles Act, 1988).
    • Protection: Covers legal liability towards a third party for death, injury, or property damage caused by your vehicle.
  • 2. Package Policy (Comprehensive):
    • Extensive: Covers both Third-Party Liability and Own Damage (OD).
    • OD Coverage: Financial protection for your vehicle against damage/loss due to accidents, theft, fire, natural calamities (like floods or earthquakes), and man-made disasters (like riots or terrorism).

 

✨ Key Advantages of Choosing UIIC

 

  • Cashless Claims Network: Access a vast network of authorized garages for hassle-free and prompt cashless repair settlements across India.
  • No Claim Bonus (NCB) Benefit: Enjoy substantial discounts (up to 50%) on your premium for every claim-free year, significantly reducing the cost of renewal.
  • Insured Declared Value (IDV): The maximum compensation UIIC will pay in case of total loss or theft is based on the IDV, which is determined by the vehicle's market value.

 

💎 Essential Add-On Covers

 

You can elevate your policy's protection with these high-value riders:

  • Zero Depreciation (Bumper-to-Bumper): Maximizes your claim payout by ignoring the standard deduction for depreciation on plastic and metal parts during repairs.
  • Engine & Gearbox Protect: Crucial protection against non-accidental damages, particularly water damage (hydrostatic lock) during monsoons.
  • Return to Invoice (RTI): Ensures you receive the original purchase price (invoice value) of your vehicle in the unfortunate event of total loss or theft.

By choosing United India Motor Insurance, you select stability, comprehensive protection, and a commitment to customer support, making every journey secure.

 

 

Want to Know More

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🛡️ Driving with Confidence: A Look at United India Motor Insurance

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“Protecting lives and dreams with LIC’s trusted assurance.”

“Safeguarding your health with trusted coverage and care.”

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